
The Kinective Pulse

Open Banking Depends on Safe and Sound APIs
The concept of open banking continues to evolve internationally as policymakers push for consumers to have better control over their banking information.
Rich Longo Appears On Upstart’s Podcast
Rich Longo speaks about ‘BNPL, eCommerce, and Crypto: Leading Trends Driving Consumer Preferences’ on Upstart’s podcast, Leaders in Lending.
Opening Banking Without Opening Vulnerabilities
Open banking has driven the pervasive use of application programming interfaces (API), permitting third-party developers to design apps around the financial institution. But are they designed with information security in mind or are they unleashing vulnerabilities that allow unauthorized transactions and customer PIN code changes?
API Connectivity Powering Digital Strategy
Application programming interfaces (APIs) now serve as the critical device linking innovative technologies with fintech and core banking systems.
Dealing with the Approaching CECL Directive
CECL replaces the incurred loss methodology (ILM) because increases in allowances occurred too late in the business cycle under ILM.
FIs, Fintechs Increase Use of Banking as A Service APIs
Banking-as-a-service allows non-banks to offer core financial services to its customers by integrating with financial institutions via APIs.
API Abuse is a Leading Cyber Threat to Fintechs, Financial Institutions
Securing APIs against attacks is critical for financial service organizations as API use increases and the attack surface expands.
NXTsoft Welcomes New Partner: Operartis
NXTsoft is excited to welcome new partner, Operartis.
Fintechs, APIs and Consumer Awareness Fuel Open Banking Advances
Americans are not as cognizant as the worldwide community in understanding open banking
Embedded Finance, Banking-As-A-Service, and Neobanks Define a New Fintech Future
Partnerships between fintechs and financial institution are mutually beneficial.
NXTsoft Develops Standard API for the US Banking and Credit Union Market
NXTsoft’s OmniConnect standard API solution provides API connectivity that can connect any U.S. financial institution to any 3rd party system with a singular API.
Weaving Open APIs Into Digital Systems Presents Challenges
Open banking application programming interfaces (APIs), driven by consumer demand, is a hot topic in financial service circles these days.