The Kinective Pulse

AI and API Synergy: Transforming Financial Services

AI and API Synergy: Transforming Financial Services

In the dynamic world of finance, the fusion of artificial intelligence (AI) and application programming interfaces (APIs) is revolutionizing how financial services operate. This synergy is not just reshaping existing paradigms but is also paving the way...

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Opening Banking Without Opening Vulnerabilities

Opening Banking Without Opening Vulnerabilities

Open banking has driven the pervasive use of application programming interfaces (API), permitting third-party developers to design apps around the financial institution. But are they designed with information security in mind or are they unleashing vulnerabilities that allow unauthorized transactions and customer PIN code changes?

Fair Lending

Fair Lending

The institution had a tiered scoring system with higher loan rates for applicants with lower credit scores.

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