
The Kinective Pulse

Banking’s New Era: The Power of Automation in Modern Financial Operations
This article originally appeared on Finopotamus. “To err is human.” - Alexander Pope Banking processes have been built...
Banking Fintech Solutions
Banking Fintech Solutions: Empowering Institutions and Clients Alike Fintech banking represents a monumental shift in...
Changing Regs and Standards Creates a Vital API Role
As new regulations and standards emerge as a result of the demand for better user experiences, digital payments, and data messaging, application programming interfaces (APIs) play an increasingly important role in helping financial institutions and fintechs adapt.
The E-Sign Act: Protecting Your FI and Consumers
The E-Sign Act stands as the foundational legal standard for electronic documents. Here’s an overview of the laws and why they matter to your FI.
RESPA Section 8
Section 8(a) of RESPA prohibits giving or accepting a thing of value for the referral of settlement service business involving a federal mortgage loan.
Fair Lending
The institution had a tiered scoring system with higher loan rates for applicants with lower credit scores.
Suspicious Activity Reporting (SAR) Clarifications
The purpose of this outline is to reference this clarification and to focus on a couple of the most common questions faced by financial institutions.
Understanding Internal Audit
In an ideal world, a company hires an Internal Auditor with a background specifically geared to the job function.
The Pandemic and Internal Fraud
As the Pandemic increases so does the rise in the potential for Internal Fraud.
Partner Spotlight: Abrigo
Abrigo provides software to community financial institutions to help manage risk and drive growth.
The Control Assessment Program (CSA) for Audit and Compliance
A CSA program is an essential component for financial institutions. A Compliance CSA Program typically
encompasses retail branches, deposit operations, and loan operations/administration.
Compliance and Vendor Management
The Compliance aspects of vendor management continues to be one of the hot topics of Regulatory Examinations. As a result, time devoted to this topic seems to be in order.